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Brantford-Brant Homeownership Program

First Time Home Buyers 2025 FUNDING Application Form

Section 1: Personal Information

Applicant

Title
 
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Co-Applicant

Title
 
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Section 2: Program Eligibility

Your answers to the following questions will help determine your eligibility to participate in the program.

Applicant

Do you currently rent?
 
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Do you own or have a financial interest in a property (in Canada or in another country)? PAST or Present
 
Do you now, or have you ever lived in a social housing rental property?
 

Co-Applicant

Do you currently rent?
 
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Do you own or have a financial interest in a property (in Canada or in another country)? PAST or Present
 
Do you now, or have you ever lived in a social housing rental property?
 

Section 3: Gross Household Income/Assets – please complete for each family member

Please include all income (before taxes and deductions) from all members of your household who are eighteen years of age and over, and birthdates for all dependents who are residing at home. Please see Appendix A for the types of income to include and acceptable supporting documentation.

Applicant

Co-Applicant

Child 1

Child 2

Child 3

Total Gross Monthly Income (from all sources)

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Section 4: About the Household Applicants

 

Please check which Client Type applies to your household:
 

HOUSEHOLD ASSETS: List all assets you own as well as all persons who will be living in the home. Please see Appendix A for the types of income to include and acceptable supporting documentation. Please use additional pages if necessary.

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Section 5: Declaration and Release

I/we hereby declare and certify that the above information is complete, accurate, and true. I/we understand that this is an application for a down payment loan under the Investment in Affordable Housing (IAH) Program: Home Ownership Component, the purpose of which is to allow the City to determine if the undersigned is/are eligible for this loan. Final confirmation of eligibility may be required prior to the loan being made.

This application and all schedules and attachments are subject to the Municipal Freedom of Information and Protection of Privacy Act (referred to as “MFIPPA”). Any information collected by the City pursuant to this application is subject to the rights and safeguards provided for in MFIPPA. Personal information contained in this form is collected by the City for the purpose of determining eligibility for assistance under the Investment in Affordable Housing Program: Home Ownership Component.

In the event of false or misleading information, the City of Brantford has the right to disqualify the applicant(s) at any time throughout the application process.

The Applicant(s) have read, understood and agree to the Terms of the agreement/application
 

Please make sure that you have the following attached to your application:

  • Photo identification with proof of age for the applicant and co-applicant
  • Proof of household income
  • Proof of household Assets
  • Current Tax Year Notice of Assessment(s)
  • Rent receipt(s)

Inquiries to:
Telephone (519) 759-4150 / e-mail: housingapplications@brantford.ca

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Household Income/Assets Examples and Supporting Documentation Required

Household Income/Asset Documentation Required

a) Paid-Employment *

  • Full-time, part-time, or casual
  • Commissions, tips, or bonuses
  • Illness and/or disability pay
  • Copy of most recent Income Tax assessment
  • Letter from employer or employment agency – on company letterhead – indicating monthly income or average earnings
  • Pay stubs for at least two months (employer identified)
  • Cheque stubs from disability, pension or insurance

b) Self-Employment *

  • Tutoring
  • Babysitting or childcare
  • Taxi
  • Business
  • Other
  • Three consecutive years’ worth of income tax returns

c) Pensions and Allowances *

  • Old Age Security (OAS)
  • Canada/Provincial Pension (CPP, QPP)
  • Pensions, for example: Widow’s, Retirement, War Disability, Other
  • War Veterans Allowance (DVA)
  • Training Allowance
  • Ontario Disability Payments (ODSP)
  • Copy of most recent Income Tax assessment
  • Cheque stub or copy of cheque
  • Direct bank deposit:
    • Copy of passbook entries for previous two months or monthly bank statements
    • Letter from government agency issuing cheque
  • Statement from Issuing Source or employer

 

 d) Investment Income *
  • Interest and dividends from all investments, including: Stocks, Bonds, Bank/Trust/Credit Union accounts, shares, securities, annuities
  • Registered Retirement Savings Plans (RRSPs)
  • Guaranteed Income Statements (GICs)
 
  • Copy of most recent Income Tax assessment
  • Copies of bank passbook(s) for the last two months
  • Copy of RRSP statements
  • Copy of certificates
  • Copies of insurance policies
  • Copy of T3 or T5 tax forms
 e) Other Income *
  • Workplace Safety and Insurance Board (WSIB)
  • Employment Insurance (EI) and Ontario Works (OW)
  • Compensation for Victims of Crime
  • Alimony, child support, or separation payment(s)
  • Ontario Student Assistance Program (OSAP)
  • Copy of most recent Income Tax assessment
  • Cheque stub or letter from source of income
  • Sworn affidavit with both the applicant and ex-spouse’s signature or legal statement/letter from lawyer
  • Copy of assessment form and confirmation of other earnings

f) Assets *

Assets are valuable things that you own. Some assets produce income and other do not see d) above.

  • Some examples of assets are: investments, includingStocks, Bonds, Bank/Trust/Credit Union accounts, shares, securities, annuities
  • Registered Retirement Savings Plans (RRSPs)
  • Guaranteed Income Statements (GICs)
  • Property you own or have an interest in
  • Copy of most recent Income Tax assessment
  • Copies of accounts, certificates, policies, property assessments

*The above lists are examples only and are not Inclusive of all types of assets income etc. If you are unsure of assets or income you may have please contact 519-759-4150.